Oops! I forgot to publish this yesterday.
The visit to the bank on Friday went well. The down payment has been paid and I've opened an account with them. Handelsbanken wanted that I transfer all my banking to them and I am glad to do so. My current bank didn't even talk to me, they just sent a letter saying that they won't grant me a loan for the amount specified. Too bad for them, I'll just take my business elsewhere.
I did not get the extra loan, so I'm browsing the IKEA website and calculating how much do I need to save by November. I could manage without a bookshelf and a bed, but I'd rather not. I don't even want to think about what the cats would do to the books if they were just stacked on the floor. And a bed... Well, I'd rather sleep in a bed than on the floor, wouldn't you?